Friday, February 27, 2009
Thursday, February 26, 2009
Sunday, February 22, 2009
Ithaca, NY - South Hill Trichloroethene (TCE) site
South Hill Ithaca Pollution (SHIP) Toxic Chemical Database as compiled by Timothy Weber, a computer programmer and resident.
http://ship.no-ip.org/
http://ship.no-ip.org/
Applying for a Loan?
When you apply for a loan, your lender will look at several things:* Down payment amount* How long you have been employed in your current position* Whether you have the funds on deposit for your down payment and closing costs* Your income-to-debt ratio and your credit report
Lenders nowadays place much emphasis on the credit report. Credit bureaus compile a record of debts from credit card companies, banks, department stores, and other firms. This information appears on your credit report, so it shows whether you pay your bills on time. Lenders develop credit ratings based on how well you manage this function. The higher your credit score, the more flexible lenders will be in loan approval and specific requirements.
When you meet with lenders, ask how they decide if you are a good credit risk. It is likely to be from a credit report. Lenders can order the credit report for you and discuss your score. If your credit is less than sterling, they can usually offer suggestions on how to strengthen your credit position.
Please feel free to call or email me if you have any questions or would like additional information on financing.
Diane McLaffertyAssociate Broker -GRI, eProWarren
Real Estate(607) 330-5243
diane@warrenhomes.com
www.soldonithaca.com
Lenders nowadays place much emphasis on the credit report. Credit bureaus compile a record of debts from credit card companies, banks, department stores, and other firms. This information appears on your credit report, so it shows whether you pay your bills on time. Lenders develop credit ratings based on how well you manage this function. The higher your credit score, the more flexible lenders will be in loan approval and specific requirements.
When you meet with lenders, ask how they decide if you are a good credit risk. It is likely to be from a credit report. Lenders can order the credit report for you and discuss your score. If your credit is less than sterling, they can usually offer suggestions on how to strengthen your credit position.
Please feel free to call or email me if you have any questions or would like additional information on financing.
Diane McLaffertyAssociate Broker -GRI, eProWarren
Real Estate(607) 330-5243
diane@warrenhomes.com
www.soldonithaca.com
Saturday, February 21, 2009
Trumansburg, NY Schools, Price Reduced
Make an Offer ... Estate Sale. Pride of ownership shows in this furnished single-wide with 2 bedrooms & 1 bath in the Village of Trumansburg, NY for only $7500.00.
Newer Refrigerator, Furnace/AC & Peaked Roof (05). Lot Rent is only $344.17/month.
View Virtual Tour at
http://www.realestateshows.com/330330
Newer Refrigerator, Furnace/AC & Peaked Roof (05). Lot Rent is only $344.17/month.
View Virtual Tour at
http://www.realestateshows.com/330330
Wednesday, January 28, 2009
Tuesday, September 09, 2008
Friday, August 01, 2008
Saturday, March 01, 2008
Ithaca, NY - South Hill Trichloroethene (TCE) site
South Hill Ithaca Pollution (SHIP) Toxic Chemical Database as compiled by Timothy Weber, a computer programmer and resident.
http://ship.no-ip.org/
Thursday, January 24, 2008
NAR COMMENDS FEDERAL RESERVE BOARD ON TIMELY INTEREST RATE CUT
NAR's Chief Economist Lawrence Yun says the 75-basis-point cut in the Fed funds rate to 3.50% is a very good step in the right direction to boost the economy and send a clear message to both the market and to consumers. (Source: NAR) More Information . . .
Wednesday, January 16, 2008
Governor Spitzer outlines 2008 plans in annual State of the State address
Last week Gov. Eliot Spitzer delivered his second State of the State address to the state Legislature and the people of New York. In his speech the governor outlined ambitious goals for 2008, which include expanding healthcare for children, investing further in SUNY and a $1 billion upstate economic revitalization plan. Spitzer’s real estate-related priorities include property tax reform, affordable housing and stabilizing the subprime mortgage climate. Learn more.
Wednesday, December 12, 2007
Perfect Affordable Property for Horse Lovers
Why board when you can own this 3 bedroom, 2 bath ranch situated on 5.98 ac in a private country setting, set well back from road and is in move-in condition. This home has front & rear decks, sliding glass doors, a laundry area, computer nook and a fenced yard (front & back).
One of the many improvements to this property since Feb. is a 4 stall horse barn w/ matted 10X12 stalls, a tack rm, hay area and water & electric. Riding area (approx. 80x 120) with footing added has adjoining trails. 2+ ac pasture.
Tuesday, November 20, 2007
Free Home Valuation (CMA)
The correct selling price of a home is the highest price that the market will bear. To assist you in determining the correct asking price we provide you with a comprehensive market analysis of comparable properties sold and offered for sale in your neighborhood.To provide a more detailed Comparative Market Analysis, we would be more than happy to also assess your listing in person. Simply enter your criteria at the link listed below, and we will provide you with a speedy response. The more information given, the more accurate the evaluation. All information you provide is secure and will be kept strictly confidential. There is no obligation. Please indicate when you are thinking of selling and if you are moving within Ithaca or relocating outside Ithaca. Fill out the information and submit the form at: http://www.soldonithaca.com/dml_cma.html
Thursday, November 08, 2007
MOST AFFORDABLE PLACES TO LIVE WELL
MOST AFFORDABLE PLACES TO LIVE WELL
It's possible to enjoy such amenities without the hassles. Step one? Look for more affordable spots that offer a similar or better quality of life, and where the dollar goes far. (Source: Yahoo Finance) More Information . . .
It's possible to enjoy such amenities without the hassles. Step one? Look for more affordable spots that offer a similar or better quality of life, and where the dollar goes far. (Source: Yahoo Finance) More Information . . .
Thursday, October 11, 2007
IMPROVEMENT IN MORTGAGE MARKET BODES WELL FOR HOUSING IN 2008
Conditions in the mortgage market are improving for consumers, which should help to release some pent-up demand in early 2008, according to the latest forecast by the National Association of REALTORS®. (Source: Realtor.com) More Information . . .
Friday, September 28, 2007
NEW HOMES NO LONGER SUPERSIZED
NEW HOMES NO LONGER SUPERSIZED
With the nation's housing market in a slump and the mortgage market in disarray, many home builders are putting up fewer supersize homes and offering smaller floor plans. That seems to be what buyers suddenly want in an era of high prices and tougher financing. (Source: MSN Real Estate) More Information . . .
With the nation's housing market in a slump and the mortgage market in disarray, many home builders are putting up fewer supersize homes and offering smaller floor plans. That seems to be what buyers suddenly want in an era of high prices and tougher financing. (Source: MSN Real Estate) More Information . . .
Friday, September 14, 2007
Why Rent When You Can Own this Affordable Home?
Lots of light & wood in this cozy 2 bedroom home with 2 car garage. Original one story home with two story addition offers a lot of charm. Sited well back from the road. Virtual Tour at:
http://www.8828route89.com/
http://www.8828route89.com/
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